Areas of
Financial Advice
Cashflow
Your cashflow underpins your ability to maintain your lifestyle and reach your financial goals. We’ll help you understand and gain control of your cashflow so you can write your own story.
Insurance
We’ll ensure you are able to protect your family, your finances and your ability to reach your goals.
Superannuation
Widely considered as one of the best tax environments to grow your wealth in, we’ll help you take advantage of what superannuation has to offer and make your benefit work for you.
Retirement Planning
For some, the transition into retirement can be daunting. We’ll help you develop a plan that suits you and provides you with a clear path to follow.
Goal Setting
At different stages of life, we have different priorities. Be it a career change, transitioning into retirement, accumulating your wealth or helping a loved one address their care needs, we help you identify and set your goals and work with you to achieve these over time.
Estate Planning
Often not a favourite discussion for most, we’ll help you develop your Estate Plan so you have peace of mind that this meets your needs and fulfils your wishes.
Aged care
At a time where people are often at their most vulnerable, we help you navigate the maze that is Aged Care. We’ll take the stress out of the financial element so you can focus on the day to day care needs.
Our Advice Process
1. Initial Meeting
- Getting to know YOU
- Learning about YOU, your goals and objectives
- Establishing the advice services YOU will require
2. Gathering the Facts
- Completing a profile of your personal and financial goals
- Developing a clear picture of your situation
- Establishing the right level of risk for you
3. Agreeing On The Service
- Discussing our services and making the costs involved clear
- Issuing a letter of engagement
- Agreement for us to prepare specific advice
4. Preparing The Advice
- Analysing possible strategies and options
- Researching relevant legislation and potential products to suit your needs
- Preparing our recommendations
5. Presenting The Advice
- Presenting our advice in a Statement of Advice (SoA) or Record of Advice (RoA) document
- Discussing the contents and any Product Disclosure Statements
- Answering your questions and ensuring you understand and are comfortable with our recommendations
6. Agreeing On The Implementation
- Getting your permission to proceed
- Implementing the agreed strategy
- Placing your investments
- Documenting administration
Our Review Service
1. Coaching & Support
- Helping you throughout the fixed term period
- Answering questions you may have
- Advice with any financial decisions
- Assisting/encouraging you to make decisions based on your goals and values.
- Assistance with Centrelink queries (if applicable)
2. Review Questionnaire
- Proactively sending you a review questionnaire
- Obtaining an update on your current situation
- Understanding how you feel about your financial position
- Have your plans changed or been updated?
3. Analysing The Way Forward
- Assessing the best strategies to take you forward over the coming 12 months
- Analysing how you are tracking towards your goals and what changes need to be made
- Preparing the recommendations
4. Presenting The Advice
- Presenting our advice in a Statement of Advice (SoA) or Record of Advice (RoA) document
- Discussing the SoA or RoA and any Product Disclosure Statements
- Answering your questions and ensuring you understand and are comfortable with our recommendations
5. Implementation & Acceptance
- Getting your permission to proceed
- Implementing the agreed strategy
- Documenting administration
- Continuing to improve your financial position
- Agreeing to continue on the service
